Mortgage Compliance and Market Shifts
Mortgage compliance has entered a new phase as we head towards 2026. The enforcement tone has softened, but complexity has grown. Federal oversight is...

Support and streamline cleanup for multiple data types and submission workflows for HMDA. Produce powerful, real-time, out-of-the-box analyses and reports.
Support and streamline cleanup for multiple data types and submission workflows for CRA. Access performance evaluation tables and reports to evaluate CRA performance in comparison to peers and demographic data.
Identify in-scope geographies, select peers, and generate relevant analytics with RiskExec's dedicated redlining tool.
Use scrubbed data and analytics to determine your lending disposition, comparison to peers by market, and performance towards achieving internally defined goals
Gain access to powerful tools and statistical analyses to uncover potential risks posed by the handling of forbearances, terminations, and loan modifications.
Support and streamline cleanup for multiple data types and submission workflows for SBL. Produce powerful, real-time, out-of-the box analyses and reports.
Improve geographical accuracy and more effectively identify gaps with powerful, interactive mapping and multi-layered geocoding technology.
Mortgage compliance has entered a new phase as we head towards 2026. The enforcement tone has softened, but complexity has grown. Federal oversight is...
The rules have not changed, but the climate has. After years of expanding oversight and data transparency, fair lending and CRA enforcement have now...
The CFPB’s November 13, 2025 Section 1071 revised proposal focuses on narrowing covered credit, raising reporting thresholds, redefining small business eligibility, eliminating several data...